Being retired is the perfect time to travel. Over thirty-four percent of travelers staying in holiday parks are retirees. There is much to see in Australia, and retirees have the leisure time to enjoy as many sights as possible. One-third of over-fifty Australians are planning a low-cost caravan trip instead of spending money on overseas travel. However, many of these travellers believe that their caravan is covered under their car insurance. That is not the case. Separate insurance ensures protection in the event of unforeseen problems or accidents.
Before leaving on your trip, check your caravan insurance policy carefully. Since most policies offer 24 hour emergency service, you will have the peace of mind of knowing that there is someone you can call any time you need assistance.
Anything can happen on the road. Over 500 caravans are reported stolen each year in Australia. Not only is a caravan an expensive investment, unlike an automobile, it contains personal items, including all of your cash, making such a loss extremely inconvenient. A caravan insurance policy provides emergency cash when you most need it.
Vandalism is a serious problem while on the road. Window glass can get shattered and a good insurance policy will cover such occurrences. If you choose, coverage for your annexe can also be provided.
If your caravan is stolen or damaged or sustains total loss, a insurance policy covers emergency accommodation and travel. It will also pay to have your caravan towed to the nearest repairer. In the event of a theft, the contents of your caravan are covered under your insurance policy, making it easy for you to replace the necessary belongings you have brought on your trip.
Travelers can encounter any number of hazards. Your insurance policy will protect your vehicle in the event of fire, floods or storms.
Your caravan insurance policy should also over liability insurance in the event of injury or death caused by the use of your caravan. Payment on your caravan insurance policy can be made in easy monthly payments or by phone. People over 50 usually qualify for a discount. It will be easier to enjoy your travels knowing that you are fully protected in case of accidents or other emergencies.